Payday Super Is Coming – Are You Ready?

From 1 July 2026, the way super is paid is changing. 

Under the new Payday Super rules, employers will need to pay super at the same time as wages, rather than quarterly. Now is a great opportunity to start preparing and, where possible, begin implementing changes early. 

What Is Payday Super? 

Currently, most businesses pay super quarterly. From 1 July 2026: 

• Super must be paid on or before each payday 

• Payments must align with your payroll cycle (weekly, fortnightly or monthly) 

• Quarterly super payments will be phased out 

What Does This Mean for Your Business? 

While the change is mainly about timing, it may impact: 

• Cash flow: as super can no longer be held until quarter end 

• Payroll processes: with super paid every pay run 

• Compliance: as penalties will still apply for late payments 

The good news is payroll providers are already preparing for these changes. 

Paying Super Through Your Payroll Software 

If you have a live online accounting software system (i.e. Xero or MYOB), you should be able to calculate, lodge and pay super directly through the software.  

Using these tools can streamline processes, reduce manual handling, and support timely payments each pay run.  

Learn More: Payroll Software Webinars 

Software providers are running webinars on getting ready for Payday Super: 

• Xero – Get Ready for Payday Super (19 March) 
  https://learning.central.xero.com/student/page/4887-get-ready-for-payday-super-with-auto-super-au  

• MYOB – Payday Super: Getting Ready for 1 July 2026 (24 & 25 March) 
  https://community.myob.com/blog/myob-discover/payday-super-getting-ready-for-1-july-2026—register-for-our-webinar/910255  

If you can’t attend live, it’s still worth registering as recordings are usually made available. 

Heads-up: ATO Clearing House Is Closing 

If you currently use the ATO’s Small Business Superannuation Clearing House (SBSCH), it’s being phased out: 

• From 1 October 2025 – it has been closed to new registrations (existing users can continue until June 2026) 

• 30 June 2026 – final day to make payments 

• 1 July 2026 – SBSCH closes completely 

You’ll need an alternative in place before July 2026, such as paying super through payroll software as per the above, a super fund clearing house, or a commercial provider. 

How Can WLF Help? 

We can assist by: 

• Reviewing your payroll and super processes 

• Checking your software setup 

• Helping plan for cashflow impacts 

• Ensuring compliance before the changes go live 

Payday Super is one of the biggest employer changes in recent years, but with early planning, it doesn’t have to be complicated. 

If you’d like to discuss what this means for your business, please get in touch with our team.